Liability Insurance

Liability insurance is what we do, you might say it is our ‘House speciality’. With three liability insurance options on the menu, you can choose from Public, Product and Employers – the perfect accompaniments to your business.
 
What type of Liability Insurance do I need?
Liability Insurance can be confusing, so we have created a short guide below to help you find the right cover for your needs. If you would like to discuss your requirements further or have any questions, simply call our team of helpful customer service operatives – we would love to hear from you.
 

Public, Product and Employers’ Liability

Protection for your business against damages and legal costs that arise as a result of claims from any member of the public suffering an injury, disease, or for accidental damage to someone else’s property, or as a result of claims from employees who have suffered an injury or disease arising out of their employment. The cover provided complies with UK compulsory employers’ liability law.

Cover can include:
  • Protection for any principal arising out of your work for such principal.
  • The cost of defending a prosecution under the Health & Safety at Work Act.
  • Contingent Motor Liability which will indemnify you (rather than your employee) whilst he or she is using his/her own vehicle in connection with your business.
  • Consumer Protection Act and Food Safety Act legal defence costs.
 

Public and Product Liability

Protection for your business against damages and legal costs that arise as a result of claims from any member of the public suffering an injury, disease, or for accidental damage to someone else’s property.
 
Cover can include
  • Protection for any principal arising out of your work for such Principal
  • The cost of defending a prosecution under the Health & Safety at Work Act

 
To get a quote, simply click here and fill out our quick form and we will call you back. Or, to speak to one of our friendly team call 01384429903. We look forward to hearing from you.