Third Party Towing Liability

It is important to make sure you are fully insured when towing a catering trailer.

The Road Traffic Act stipulates that your motor insurance policy must cover your legal liabilities in respect of personal injury and third party property damage. Once a trailer is hitched to the towing vehicle and taken on to the public highway, the motor insurance policy of the towing vehicle must include damage and personal injury caused by the trailer, when attached or when accidentally detached.

Many mobile caterers do not realise their car or van insurance may not be providing cover for towing a catering trailer. Many caterers assume towing cover is included in their motor insurance and are in fact driving around uninsured.

At Mobilers, our policies have been specifically designed to ensure that this important aspect is covered. If you are in any doubt about the suitability of your current motor insurance, we are on hand to offer advice and/or quotations without obligation.

Please call us on 0845 130 4555.